J F KEEFER & ASSOCIATES
Direct Nationwide Lenders
Creative Funding!
"We do Loans, Others can't!
If you like our SIte, "Tell a Friend!"
COMMERCIAL MORTGAGE Loan Programs (...Up To 100% CLTV
Equity Funding for Joint Venture, Equity Partners Supply, Apartment, Medical & Assisted Living. SBA, FHA/HUD, Freddie Mac, Fannie Mae Long Term up to 40 Years, High LTV to 90% with the Best Rate
Small Commercial Loan Creative Solution, $2 M Up, High to 90% LTV, All Properties, Includes Difficult Ones: Land, Church, Farm, Auto Shop, Day Care, Taverns, Mix use, Junk Yard, Mobile home, Storage, Campgrounds from SBA to Hard Money

Mortgage Sale/Purchases
Solutions for Buyers & Sellers of Mortgage Notes
We have buyers of Commercial & Residential Mortgages for:
? Portfolios
? Individual Assets
? Performing Loans
? Non-Performing
(scratch and dent) Loans
? Seasoned Loans
? Non-Seasoned Loans
? Large
? Small
? Nationwide

Commercial Mortgages:

Fixed Rates--
as Low as 6% -- No credit
score required
Property Type--Multi-family, office, retail centers,
mobile home parks, hotel, motel, resort, casino,

Loan--
Minimum of$1,000,000 up to $100 Million
Interest Rate--Fixed at the comparable term US treasury
plus competitive spreads. Interest only also available.
Loan Term--2,3,5,7 and 10 year and up 20 year
Amortization--15 to 30 years
Maximum Loan to Value
Refinance
@ 75% to 80% depending on property
Acquisition @ 80% to 95% of purchase price or appraised value

Seller Financing--Up to 20% / =100% CLTV
Third Party Reports and Processing Fee
Third party reports will be ordered by the Lender and the estimated fees will be collected with the signed application. Full narrative appraisal, engineering report and environmental report phase I report.
Borrower Entity--Single, LLC, Corporation, etc.
Prepayment--No prepayment penalties
Lender Fees--1% at closing
We offer equity loans up to 20% at 8% interest only 5 year term. Max LTV 95%CLTV (100%CLTV case by case). Lender must hold 1st position note in order to qualify for equity loan.

“Please Note: There will be out -of -pocket due diligence fees requested from the borrower that must be paid before full approval and funding can take place. If this is not feasible for you, “to lock in your Loan” please DO NOT apply for this funding“ !!!
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"What If" - Two Words That Can Make the Deal!
“31 Flavors“--$$$$Hard  Money/Fast Funded Private Loans$$$$
Hard Money Loans, Fast Private Lenders, Special Circumstance Financing Structures are available for almost any type of commercial real estate or residential development that cannot be funded by the more traditional lender.
Loans sizes range from $500,000 to $75 million on properties nationwide.
Terms can be as short as 6 months to as long as 20 years. Interest rates are dependent on the risk analysis of each project, but are typically in the 10% - 13% range with low fees starting at 2%.

We ALSO do the following Projects:
Purchase, Refinance, Land  Construction, 2nd Mortgage, Hard Money, Conventional 15-40 Year, Long Term/Bridge 6 Mo to 3 Years, Fix/Adjustable Rate High to 90% Small Commercial Real Estate, Apartment Over $2 Million 97.5% with Lowest Rate, Allow Seller Second Carry, LOW Credit to 550, Construction/Rehab 100% or 50-75% of Future
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