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BE ADVISED(..... It is Against Federal LAW to try to obtain a Commercial Loan on any Property that you do not have a SIGNED Offer to PURCHASE! ~~~~~~WE DO NOT TOLERATE "BORROWER CONTROL"!~~~~~~~~~YOU MUST FOLLOW OUR PROCEDURE!     "Private Lenders are not selling money here,(................ rather the borrower/’s need to “bear the burden of proof”! (.................., along with being able to cover the  Closing cost, that is required to make it to the closing table !
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100% Funding
"Principal Borrowers
MIN LOAN $900,000 (...........Up To $850 MILLION
Alternative Funding & Non-Conventional financing
"HARD MONEY"
5% Fixed Int, Non-Recourse,
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SBA Loan Programs
SBA Loan Program

The Small Business Loan Program at Direct Private Lenders is an excellent source of financing for most businesses. Several Direct Private Lenders have been selected as  Perferred SBA lenders to have commercial loans processed more quickly and efficiently. This designation means that the SBA has delegated the approval process to our lenders, which means fast and efficient processing of your SBA loan.
COMMERCIAL/INDUSTRIAL REAL-ESTATE FINANCING

Purchase - Build - Refinance - Renovate - Owner-occupied

    Non-conforming properties
    Single-purpose buildings
    Gas stations
    Restaurants
    Repair Shops
    Auto Dealerships
    Hotels and motels
    Convalescent hospitals
    Veterinary

EXISTING BUSINESS ACQUISITION LOANS

    Your company's cash flow & management capabilities are our primary indicators
    Up to $1.25 million a year
    Up to 15-year term
    Up to 80% financing
    Loans fully amortized, no balloons
    No pre-payment penalty
    48 hour pre-qualification

EQUIPMENT FINANCING

    Commercial printing and binding
    Machine tools
    Manufacturing Equipment
    Heavy Equipment
    Trucking
    Medical Equipment
    Laundry/dry cleaning
    Diagnostic Equipment

COMMERCIAL LOANS UP TO $5 MILLION

    No cost pre-qualification letters
    Competitive rates and flexible terms
    No pre-payment penalties
    Up to 97% financing
    Up to 25-year terms
    Fully amortized
    Fixed and variable rate options on both 7a and 504 programs

7(a) Loan Program

We specialize in providing long-term permanent financing to small businesses. Our commercial loans, including the 7(a) Loan Program, are made through the Small Business Administration (SBA) guaranteed loan programs.

Eligible Businesses and Property Types

Almost any type of for-profit business is eligible for financing. Commercial real-estate must be partially occupied by borrower and includes, but is not limited to, the following types of properties:

    Office Buildings
    Warehouses
    Industrial Buildings
    Manufacturing
    Child Care Facilities
    Car Wash Facilities
    Automotive Repair
    Shops
    Professional Buildings
    Hotels and Motels
    Restaurants
    Gas Stations
    Bed and Breakfasts
    Franchises
    Start-ups
    Single-Use Buildings

Eligibility based on SBA size standards. Typically, retail businesses with annual sales of less than $6,000,000, manufacturing business with less than 500 employees, and service businesses with less than 100 employees. Eligible businesses include those in retail, manufacturing, and services industries.

Use of Proceeds

Real-estate acquisition, construction, or refinance - up to 97% financing available
Business Acquisition - up to 85% financing available
Equipment Acquisition - up to 100% financing available
Debt Refinance -up to 100% financing available

Terms

Up to 25 years for real-estate financing
Up to 10 years for equipment or business acquisition financing
Up to 7 years for permanent working capital
All loans are fully amortized.

Interest Rates and Fees

Interest rates are always market competitive. Fees are generally limited to the SBA guaranty fee and customary closing costs.

Loan Amounts

Loan amounts range from $300,000 to $5,000,000

504 Loan Program


We specialize in providing long term permanent financing to small businesses. Our loans, including the 504 Loan Program, are made through the Small Business Administration (SBA) guaranteed loan programs.

Use of Proceeds

Real-estate acquisition, construction, or refinance - up to 97% financing available
Equipment Acquisition - up to 80% financing available

Loan Structures


Financing available on projects up to $12,000,000.

    Direct Private Lenders typically provides a first mortgage of up to 55% of the total loan-to-value. This loan can range from $100,000 to $3,000,000.

    The SBA, through a Community Development Company (CDC) provides up to 40% loan-to-value in a second lien position. This loan can range from $100,000 to $5,000,000.

Terms and Interest Rates

First Mortgage - up to 25-year term for real-estate loan and up to 15-year term for equipment purchase with fixed and variable interest rates available.
Second Mortgage - up to 20-year term for real-estate and up to 15-year term for equipment purchase. Fixed rate is determined at SBA guaranteed 504 debenture sale.

Fees also include customary closing costs, construction loan fees (if applicable), and bridge fees.

Eligible Properties

Almost any type of for-profit business is eligible for financing. Commercial real-estate must be partially occupied by the borrower.

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I Am DIRECT
To The:
CHECKWRITER!!
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